Terms of Service

By using this website and our life insurance assessment services, you agree to these Terms of Service. If you do not agree, please do not use our services.

We provide:

• Free life insurance needs assessment using AI-powered calculations
• Personalized coverage recommendations
• Free consultation to review quotes from multiple carriers
• Assistance with life insurance applications

Coverage calculations and premium estimates are approximations for educational purposes. Actual coverage needs, premiums, and eligibility are determined by insurance carriers based on detailed underwriting.

Bismark is a licensed life insurance agent. All insurance products are offered through World Financial Group Insurance Agency, LLC. Licensed in all 50 states.

Information provided is not medical advice. Health-related questions in our assessment are solely for insurance quoting purposes.